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Avoid Penalties: Register Today

Deadlines have passed for most employers. It takes just a few minutes to get started. No employer fees, easy to facilitate. Get started today.

Your Money. Your Future.


Registration is open for all employers. Use your access code to start facilitating CalSavers or exempt your business if you already offer a retirement plan.


Make retirement a reality with CalSavers. Start saving for your future today.

A simple, trusted way to save for retirement

CalSavers is California’s retirement savings program for workers who do not have a way to save for retirement at work. With CalSavers, millions of California workers have the opportunity to get on track for their future.


Savers contribute a portion of each paycheck to an Individual Retirement Account (IRA) that belongs to them. Each saver decides how much to contribute and where this money is invested.


CalSavers is available to California workers whose employers don’t offer a retirement plan, self-employed individuals, and others who want to save extra.


Participating employers only need to complete a few actions: Register their company by specific deadlines, facilitate payroll deductions each pay period, and keep their employee roster current.

CalSavers works because it’s designed with you in mind.


  • Mandated for employers with 1 or more employees.
  • Registration is quick and easy.
  • Employers have limited responsibilities.
  • There are no employer fees, no employer contributions and no fiduciary responsibility.
  • Employers must register their company by mandated deadlines.

Get more details about the state law, your mandate status, and deadlines.


  • Automatic features or pick your own.
  • Opt out or back in at any time.
  • Simplified investing with low fees.
  • Portable IRA that belongs to you.

CalSavers can help you on the path to retirement savings. Learn more about your options.

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Interested in learning
more about CalSavers?


We offer many opportunities to meet with our dedicated and experienced Client Services team to learn about the progam.

Employers > Savers >

View an overview from the CalSavers team.


CalSavers Works!

California’s business owners and industry groups are excited about CalSavers. 

Zach Davis standing in Penny Ice Creamery with his arms crossed

It’s just the right thing to do.

- Zach Davis

Owner, Penny Ice Creamery

Kenitra Dominguez standing in a warehouse with her co-workers

CalSavers puts my mind at ease because I know my team is in good hands.

- Kenitra Dominguez

Director of People & Culture, Red Bay Coffee

Christin Evens sitting next to a computer

It will help small businesses save time and money, and is truly a win-win for small businesses.

- Christin Evans

Co-owner, The Booksmith

Learn more

Individuals have not received compensation for their testimonial. Testimonial may not be representative of the experience of other customers.